Difficult words by Dale (1936)

introduction, predicted, technologies, data, social, media, computing, artificial, intelligence, technology, decade, business, blockchain, disruptive, processes, various, sectors, global, economy, including, financial, insurance, manufacturing, amongst, skepticism, potential, thesis, focused, explaining, distributed, ledger, analyze, industry, focus, sub, current, model, propose, process, incorporate, implementation, motivation, scope, economic, forum, emerging, considers, gained, investment, interest, notable, morgan, goldman, sachs, prime, thomson, reuters, etc, prediction, exceed, trillion, despite, growing, diverse, organization, recent, comment, president, jim, yong, kim, hailed, cast, doubts, bitcoin, international, monetary, fund, speaking, annual, london, warned, institutions, nature, cryptocurrencies, lower, transaction, provides, voiced, support, promote, transactions, revolutionize, technological, implemented, consider, hackers, digital, currency, stolen, decentralized, autonomous, project, unanswered, security, argued, result, trying, re, centralize, greater, failure, accenture, strategy, estimates, modern, create, property, casualty, integrate, greatest, ability, eliminate, middlemen, brokers, agents, sooner, later, previous, literatures, addressing, affect, research, problem, horizon, expected, lasting, solution, common, problems, faced, sector, reducing, operational, increasing, efficiency, delivery, innovations, majorrq, enable, innovation, within, defined, innovated, enabled, relevant, based, deliver, patterns, discerned, limitation, summary, contribution, systematic, feasibility, practical, using, guidelines, performing, literature, software, engineering, kitchenham, oracle, currently, consultant, firms, mckinney, pwc, deloitte, cognizant, proposed, disrupt, publication, conducted, detailed, analysis, provided, specifically, conduct, products, driving, analyzing, evaluate, identify, areas, disrupted, increase, structure, organized, section, foundation, information, holistic, embraced, provide, insight, innovative, benefit, underlying, existing, prototypes, evaluating, chapter, introduce, conclusion, future, related, relatively, yearly, explore, includes, concerns, google, scholar, covered, explained, detail, skeptical, clarity, comparison, centralized, databases, leading, championed, mckinsey, boston, consulting, bain, whitepapers, showing, possibilities, area, banking, promissory, contract, agreements, claims, management, us, domain, electronic, private, relational, database, peer, network, providing, recorded, chronologically, conventional, logic, tied, entire, application, industries, asset, healthcare, supply, logistics, housing, thereby, creating, system, emerge, analyst, belief, internet, decades, importantly, collaboration, human, inquisitive, evolution, numerous, advancement, remarkable, transition, mechanical, electrical, telecommunication, telegraph, telex, enabling, communication, computers, floppy, disk, allowing, storage, sharing, email, explosion, generated, easily, computer, processing, networking, predictive, facial, recognition, concerned, competitive, roubini, thoughtlab, staying, rely, mobile, analytics, forecast, positive, growth, dlts, estimated, spending, projected, beyond, revenue, operating, systems, frameworks, society, considering, changing, understanding, opportunities, threat, photo, credit, leadership, entails, constantly, grouped, added, linear, chronological, complete, hashing, entangled, manner, prevents, core, element, encryption, redundancy, immutable, ensures, stored, accurate, secure, offering, equality, transparency, mining, contains, hash, pointer, timestamp, access, identical, likewise, reflected, thus, entities, transact, securely, cryptography, stamped, verified, sequence, immutability, entry, corrupted, malicious, participants, validate, authenticate, online, via, infrastructure, introduced, alongside, cryptocurrency, protocol, establish, consensus, mechanism, eliminating, relying, authority, nodes, rewarded, contracts, mass, collaborators, changed, requires, collective, majority, version, registration, proposes, alternative, approach, implementing, solidity, contractoriented, programming, javascript, python, ledgers, generally, consist, logical, components, shared, algorithm, execute, controlled, node, connected, across, identified, address, communicates, transmission, control, user, datagram, globally, linked, update, accordingly, ensure, ensuring, consistency, defines, type, permissionless, permissioned, contribute, participant, individual, approved, trusted, actors, permission, less, main, characteristics, revolution, don, tapscott, founder, institute, unparalleled, per, https, info, applications, statistics, showed, billion, invested, bitcoins, demonstrates, impact, clearly, anonymity, strength, capabilities, mutual, meaning, equally, location, continuously, replicated, preventing, completed, permanent, created, completion, require, central, automation, activities, disadvantages, include, consumption, expensive, guarantee, replication, sample, simplified, premium, amounting, percent, according, co, operation, development, steady, total, risk, transfer, involves, loss, caused, events, insured, fee, called, premiums, reinvested, generating, majorly, types, product, partial, disability, terminal, critical, illness, policyholder, legal, carefully, managing, profitability, undue, force, majeure, riot, suicide, earthquake, temporary, particularly, hazard, segments, namely, combined, comprehensive, policies, pecuniary, liability, cyber, uber, airbnb, blablacars, adoption, considered, adopted, legacy, portals, organizations, retain, optimize, pricing, breakdown, starting, mainframe, commercial, broker, iot, advanced, sensors, sources, wearables, predictions, modelling, risky, managed, armed, personnel, pilot, carried, aviva, correlation, purchase, safer, resulting, quote, fraud, detection, successful, marketing, improved, experience, fintech, insurtech, possibility, foster, distribution, channel, devices, apps, monitor, lifestyle, telematics, sensor, temperature, monitoring, googles, thermostats, pulse, remote, facilities, personalized, adjustable, policy, prevention, shown, suggested, tier, solutions, combining, usage, behaviour, pattern, detecting, fraudulent, behaviors, learning, techniques, sophisticated, tech, looking, disrupting, amazon, tailored, zhong, combines, example, moneysupermarket, aggregators, comparable, choosing, disruption, challenges, engagement, aversion, shifting, consumer, continuous, transparent, models, organizational, limited, interaction, intermediated, digitalization, weakened, bond, insurers, insureds, design, conference, munich, christof, mascher, allianz, mentioned, higher, frequency, challenge, countless, frequent, ecosystems, nevertheless, reviewing, inspired, transformation, decreasing, lifetime, adopting, culture, adapting, differentiate, focusing, portion, enormous, connections, offered, servicing, underwriting, inaccuracy, lack, statistically, claim, onboarding, handling, reinsurance, requirement, completing, details, validated, manual, medical, required, inform, recapture, pressure, status, index, typical, registering, endorsement, renewal, occur, monthly, quarterly, semi, annually, repetitive, increased, delay, solve, administration, mapping, typically, average, aviation, marine, involving, assessments, assessment, proportionate, absolved, indicates, occurs, unit, action, timely, client, investigation, diligence, potentially, paying, internal, external, expertise, adjusters, surveyors, superintendent, widespread, multiple, request, involved, billions, region, regulators, capacity, exposure, located, globe, adjustment, discussion, reduction, basically, profit, earned, incurred, expenses, designed, considerations, effective, reduce, compared, supports, downward, sloping, exponential, curves, moores, kryders, storing, memory, nielsens, shipping, bandwidth, affected, conducting, applicable, methodology, researchers, selected, defining, objective, effectively, discussed, initially, started, observed, efficient, references, educational, springerlink, ieexplore, wiley, heinonline, selection, criteria, ensured, press, consultancy, results, filtered, reduced, specified, speculative, discovered, uncertainty, technical, knowledge, massive, startups, abstract, available, amounted, inclusion, exclusion, english, journal, article, textbook, suitable, exclude, stated, accessible, solely, code, contained, reviewed, excluded, repeated, lacked, content, blogs, final, webpages, firm, pdf, included, additional, technique, initial, earlier, resulted, excerpts, bringing, quality, checklists, procedures, checklist, scoring, findings, justified, citations, cited, remaining, elaboration, extraction, extracted, updated, extract, needed, resource, discuss, gartners, hype, cycle, trends, advantage, transparently, immersive, experiences, perceptual, mike, walker, director, gartner, thrive, enterprise, architects, continue, cios, proactively, transformational, maximize, overcome, regulatory, hurdles, developing, continued, adverse, conditions, evolving, preferences, decision, purpose, transformed, traditional, continually, competition, thrives, associated, clients, believed, disclose, usually, david, teece, theorist, professor, lingering, acquisition, verification, delays, unstructured, capturing, duplicated, increases, causes, highlighted, issues, affecting, delayed, highlights, factor, perception, non, demands, excellent, millennials, generation, en, wikipedia, org, wiki, turning, dropped, exist, argue, absence, role, validating, transacting, recording, embedded, transitions, issue, fingerprint, signals, era, layer, networks, combine, intermediary, forgery, reverse, omission, addressed, threatened, constant, shift, availability, funding, visibility, effectiveness, automating, accountability, fairness, favoritism, validation, robustness, mainly, intermediaries, ownership, personal, identity, survey, professionals, percentage, faster, keeping, streamlined, indicating, exploring, aegon, swiss, nascent, framework, adopt, launched, position, themselves, selling, concern, customized, factors, combination, connectivity, anytime, automated, simplification, agility, reduces, complexity, decentralization, constraints, consideration, compliance, protection, regulation, architectural, integrity, scalability, flexibility, standardize, interoperability, centrally, ddbmss, logically, function, architecture, governance, tamper, transactional, analyses, collection, covering, reinvent, interviewed, executive, regard, channels, strategies, frequently, competitors, evolve, klaus, schwab, chairman, relevance, competitiveness, engaging, importance, develop, microinsurance, rental, alterkeys, com, carpooling, demand, whereby, charged, mileage, cyberattack, static, locations, serving, provenance, assets, uniquely, registered, identification, tracking, easier, physical, hence, proof, wallet, kyc, manage, projects, tradle, io, idchainz, yen, partnership, document, nome, enome, australian, developed, patent, pending, empowers, consumers, smartphone, ultimate, privacy, banqu, http, www, banquapp, humanitarian, testing, syrian, refugees, amman, australias, owned, postal, expand, mr, ahmed, fahour, adding, wider, grant, necessary, regulations, european, union, invariably, integrated, interface, documentation, assurance, advisory, leveraged, identities, tampered, documents, united, federal, prosecutors, probes, independently, perform, agreement, agent, degree, penalties, insureeth, cancellation, guaranteed, automatic, refund, compensation, convinced, reported, adults, jumped, repeal, obamacare, moderate, individually, purchased, emergence, patient, credible, medicalchain, ariel, ekblaw, asaf, azaria, demonstrate, medrec, prototype, mit, edu, consolidate, providers, replace, pokitdok, intel, checking, practitioner, credentials, reconciling, errors, ambiguities, verifying, solving, eligible, pharmacy, benefits, determine, coverage, limits, copays, alerted, limitations, restrictions, prescription, commonly, referred, phantom, causing, florida, notorious, drug, technicians, susan, hayes, outcomes, specialist, affirms, sponsors, healthchainrx, pivot, scalamed, prescriptions, dr, tal, rapke, scalemed, beliefs, transferring, placing, firmly, freeing, vehicle, furthermore, witness, uninsured, nigeria, nigerian, association, motorists, avoid, buying, worrisome, trend, unsuccessful, attempts, initiated, collaborate, enforcement, attributed, inclusive, motorist, africa, wheelers, australia, pertaining, actual, institution, confident, traceable, akerlofs, buyers, sellers, encouraging, vehicles, discrediting, hiring, expert, dealers, certify, audit, agency, heuristic, approaches, prospective, multilateral, denmark, lifecycle, captured, register, inherently, reliable, danish, customs, agencies, buyer, seller, originally, defect, knoedler, york, forced, properties, prone, effort, priced, opposed, representing, assuming, bitfury, digitize, epigraph, austin, domestic, fidelity, national, american, republic, stewart, geographical, improving, accommodation, booking, safeshare, british, confirm, counterparty, obligation, partnered, vrumi, homeowners, maintained, affordable, lloyds, normal, norm, purchasing, basics, acquired, changecoin, micropayment, integrates, reputation, profiles, credibility, synergy, users, behavioral, incremental, experiment, faulty, automate, slock, german, startup, ethereum, unlock, renter, dynamis, unemployment, severance, layoffs, resignations, powered, linkedin, profile, employees, employment, teambrella, russia, leverages, concept, pre, policys, influence, administrators, initiative, setup, harald, rosenberger, success, therefore, doing, exploration, boundaries, bernardo, nicoletti, strongly, rethinking, guarantees, prompt, boughtbymany, proving, unique, travel, exceptional, nonfinancial, accounting, modifications, cancellations, withdrawals, surrenders, generates, absorbing, larger, multi, susceptible, calculation, seamless, facultative, ceding, treaty, longer, relationship, excess, complex, overtimes, gross, solvency, pillar, disclosure, supervisory, europe, surveillance, streamline, reconciliation, regulated, ceded, cedent, reinsurer, drafted, informed, payout, regularization, calculations, insurer, reinsurers, arrangement, liabilities, leakage, conflicting, interpretation, insufficient, recovery, blem, ltd, yens, efficiently, administering, complexities, production, recoveries, reinstatements, programs, turnaround, previously, experienced, solves, requiring, mathematical, verify, tsai, blower, zhu, yu, symposium, oriented, entity, cross, border, modes, financing, lending, ripple, interbank, october, volumes, datafile, extremely, cumbersome, encourage, settling, promptly, undergoes, submission, approval, roughly, coalition, guideline, practice, relations, reporting, preventions, deterrence, enforced, error, significantly, digitized, executed, encoded, interdependent, provision, repository, conflict, eliminated, prior, noted, nicaragua, investigating, bureau, tackle, crime, popular, scam, allowed, induced, whiplash, movement, fraudsters, combat, marketplace, barriers, police, theft, updating, plex, ai, canadian, diagnostics, subrogation, protecting, relating, funds, greatly, enhance, authentication, evaluated, manually, assessors, elongating, removing, automatically, triggered, occurrence, specific, event, trigger, agreed, condition, insureth, funeral, beneficiaries, notified, dispute, bitrated, serves, arbitrator, instantly, beneficiary, nephila, implement, natural, catastrophe, swap, hurricane, earthquakes, special, investors, principal, presently, authenticating, legitimacy, hans, ronny, et, al, argues, oracles, contractual, bonds, replacing, intervention, synchronized, stakeholders, pooling, mitigate, avoidance, increasingly, preventive, reactive, assistance, manufacturers, vendors, initiation, extensive, cooperation, blockchains, irreversible, finalized, poses, standards, purposes, eventually, auditing, experfy, audits, standard, encoding, venture, prospect, portfolio, bookkeeping, anti, active, respond, threats, regularly, examining, portfolios, performance, actions, highly, sustained, heavily, safely, auditable, facilitate, collaborative, swaincoin, crafted, artwork, swancoin, tumblr, benedikt, notheisen, jacob, benjamin, cholewa, arun, prasad, shanmugam, working, provider, significant, subjective, decisions, maximum, capgemini, efma, approves, redefine, participating, promoting, forming, coordinate, disseminate, examples, approvals, congress, executives, align, identifying, functional, interview, impacted, surveyed, standardization, generate, georgia, commission, securities, commodities, futures, trading, pioneered, metlife, labs, singapore, raconteur, indicated, opportunity, invest, infuse, micro, insurances, prevent, trail, remittance, triggering, operations, dependency, arbitration, dynamics, everledger, shocard, chainthat, blockstack, onename, friendsurance, existence, augur, genecoin, openid, ariba, lenderbot, codex, interchainz, bitgo, edgelogic, blockverify, factom, saved, profiling, verifiable, unable, laundering, hacking, forking, handled, theoretical, megabyte, synchronization, tally, incorporates, michael, mainelli, chiara, von, gunten, kickstart, protocols, experimentation, supported, insuranceblog, seizing, theblockchain, prioritize, counterparties, variety, strategic, communicating, approving, discussing, approve, encrypted, historical, trustworthy, estonia, norway, netherlands, reality, gov, exactly, surname, completely, retention, robust, balanced, vast, taxation, edmund, tribue, dealing, supervised, actuaries, superintendents, redefined, period, placement, maersk, ms, amlin, willis, watson, microsoft, accuracy, chartered, multinational, secured, currencies, ratio, aircraft, initiating, quotation, fragmented, source, renewals, endorsements, newly, employee, gotten, respectively, rethink, acting, innovators, administrator, communicate, airbag, compensate, valued, app, promising, applied, licenses, bigdata, played, irrefutable, vital, insures, integration, institutes, riskblock, alliance, formed, indicative, projection, productivity, demonstrating, policyholders, adjustments, burden, apportion, negotiations, signed, apportionment, leveraging, advantages, customization, requirements, maintain, throughputs, restrict, concerning, fluctuation, resources, proposition, varying, permissions, membership, continuity, planning, igor, kabashkin, vulnerabilities, skilled, tipping, advise, prepared, educating, workforce, seize, solmaz, altin, convenient, simplicity, outcome, duplication, negotiation, paperwork, minimum, relies, judgement, characterized, underwriter, administrative, quest, validity, refers, inference, evidence, recommends, aggregating, analyzed, reference, biases, checked, download, university, license, excepted, relates, articles, asia, topic, producing, documented, headers, citation, conceptual, highlight, link, docs, spreadsheets, edit, uspsharing, preciseness, noticed, hypothesis, contradictions, materials, mention, ad, metrics, penetration, tested, powering, opening, lowering, redundant, fastest, highest, evolved, elimination, supporting, continents, zone, computational, processed, tps, visa, lab, glimpse, pow, suggests, statics, willingness, grey, configuration, deployment, blockbench, enables, deeper, spiral, inaugural, observing, manipulation, regulate, crypto, extend, erasure, suggestions, incentives, incentive, figured, automations, fusion, openness, addition, cultural, predicts, invariable, suggestion, answered, preference, stronger, experimenting